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Start from wherever you are
No branch run or printed stack. Begin your application in the app and follow each update from the same place.
One mobile experience
Borrowing, reimagined for real life
Give your plans a little more breathing room.
Meet Kaibigan Loan, a friendly mobile lending experience for the moments that need a little momentum. Explore borrowing up to ₱60,000 with terms from 91 to 180 days.
Mobile-first application
Terms you can review
Privacy-led by design
Borrow up to₱60,000
Flexible term91–180 days
Made for your phoneSimple. Clear. On your side.
₱60K
Borrow up to
91–180
Day loan terms
18%
Max APR
4 steps
From hello to answer
Why Kaibigan
Borrowing that feels less like paperwork.
More like progress.
Every detail is designed to make the borrowing journey easier to understand, easier to navigate, and easier to fit into your day.
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Pick a term with room to plan
Choose a 91–180 day term and see your repayment path in a format that is easy to read before you move ahead.
Flexible by design
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See the essentials first
Amount, fees, due dates, and key conditions are laid out for review before you accept a loan offer.
Clarity before commitment
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Your privacy stays in view
Your Privacy Agreement is always one tap away, with consent and data handling explained in plain language.
Read Privacy Agreement ↗
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Kaibigan means friend.That idea shapes every screen.
A more human lending app
Built to move at your pace, with the details kept in plain sight.
Kaibigan Loan brings the borrowing journey into one thoughtful mobile space — from your first question to your final repayment. Set your sights on up to ₱60,000, choose a term between 91 and 180 days, and keep every next step within reach.
- Product terms and eligibility guidance in one place
- A mobile-first application and status journey
- Privacy and consent controls that stay accessible
The shape of your loan
Clear numbers. Flexible timing. More room to decide.
Kaibigan Loan is built around a simple range, so you can start with the scale of support you need and think through the term that suits your plan.
All loans are subject to eligibility checks, verification, and approval. Review the complete loan details, fees, and repayment schedule before accepting an offer.
₱60,000up to
Plan with perspective
91–180days
A term with breathing room
Privacy, always within reachOpen Privacy Agreement
A simple path forward
Four steps. One clear view.
Kaibigan Loan keeps the journey compact, so you always know where you are and what comes next.
Open the app
Meet the product, review the essentials, and understand what you will need before starting.
Share your details
Complete your profile and submit the requested information securely through the app.
Review the offer
See the amount, term, fees, and repayment schedule that apply to your request.
Move ahead
Once verified and approved, follow the disbursement and repayment guidance in your app.
Timelines and outcomes depend on completion of verification, eligibility requirements, and approval.
Good to know
Your questions, answered clearly.
Start with the quick answers below. Your full loan terms and Privacy Agreement are always available when you need the finer details.
View Privacy AgreementHow much can I borrow with Kaibigan Loan?
You can explore borrowing up to ₱60,000. The final amount offered will depend on your application, verification, and eligibility assessment.
What loan terms are available?
Kaibigan Loan offers terms from 91 to 180 days. The options available to you are shown during the application journey before you accept an offer.
Where do I complete the application?
The experience is designed to be completed through the Kaibigan Loan mobile app, including document submission, status updates, and access to loan details.
When will I know the full cost of my loan?
Your offer will include the applicable amount, term, fees, due dates, and repayment schedule. Review these details carefully before accepting.
How is my personal information handled?
Your information is handled according to the Privacy Agreement. You can open it at any time from this website or within the app.
Lending Authority & Licenses
Lending Provider & Corporate Licensing Information
Kaibigan Loan is operated under authorization from our regulated lending partner, alongside our registered operating entity, duly registered with the Securities and Exchange Commission (SEC).
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Funding Lending Partner
All loans offered through Kaibigan Loan are provided by Loan Star Lending Group Corp.. Kaibigan Loan operates under authorization granted by this licensed lending corporation.
Regulatory Registrations
- SEC Registration No.: CS201420759
- Certificate of Authority (CA): 1652
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Operating Entity
Platform operations for Kaibigan Loan are managed by AFCA TRI-R LENDING, INC.
Regulatory Registrations
- SEC Registration No.: CS201701015
- Certificate of Authority (CA): 2006
All lending activities comply with applicable Philippine lending regulations. Loan eligibility and approval remain subject to verification and assessment.
Room for what comes next
Your next step can feel lighter.
Explore a borrowing experience built around clarity, flexibility, and the confidence to know what happens next.
91–180 days
Up to ₱60,000
Up to ₱60,000